When a trustee engages in an act of self-dealing by using trust assets as collateral for loans taken out for the benefit of the trustee and his family, the court may impose a surcharge based on the benefit to the trustee and his family even though there was no loss to the trust and no profit to the trustee personally. In re: Credit Trust under the Will of William R. Cameron Jr., Trusts, 2025 PA Super 82 (4/9/2025), aff’ng, 2 Fid.Rep.4th 205 (Bucks O.C. 2024).