Applicable Federal Rates for 1996

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— Short Term Rates for 1996 —

MonthAnnualSemiann.QuarterlyMonthly
Jan-965.50%5.43%5.39%5.37%
Feb-965.32%5.25%5.22%5.19%
Mar-965.05%4.99%4.96%4.94%
Apr-965.33%5.26%5.23%5.20%
May-965.76%5.68%5.64%5.61%
Jun-965.88%5.80%5.76%5.73%
Jul-966.04%5.95%5.91%5.88%
Aug-966.15%6.06%6.01%5.98%
Sep-966.02%5.93%5.89%5.86%
Oct-966.07%5.98%5.94%5.91%
Nov-965.96%5.87%5.83%5.80%
Dec-965.75%5.67%5.63%5.60%

— Mid Term Rates for 1996 —

MonthAnnualSemiann.QuarterlyMonthly
Jan-965.73%5.65%5.61%5.58%
Feb-965.61%5.53%5.49%5.47%
Mar-965.45%5.38%5.34%5.32%
Apr-965.88%5.80%5.76%5.73%
May-966.36%6.26%6.21%6.18%
Jun-966.58%6.48%6.43%6.39%
Jul-966.74%6.63%6.58%6.54%
Aug-966.84%6.73%6.67%6.64%
Sep-966.64%6.53%6.48%6.44%
Oct-966.72%6.61%6.56%6.52%
Nov-966.60%6.49%6.44%6.40%
Dec-966.31%6.21%6.16%6.13%

 — Long Term Rates for 1996 —

MonthAnnualSemiann.QuarterlyMonthly
Jan-966.19%6.10%6.05%6.02%
Feb-966.09%6.00%5.96%5.93%
Mar-966.07%5.98%5.94%5.91%
Apr-966.51%6.41%6.36%6.33%
May-966.83%6.72%6.66%6.63%
Jun-967.04%6.92%9.69%6.82%
Jul-967.12%7.00%6.94%6.90%
Aug-967.21%7.08%7.02%6.98%
Sep-967.03%6.91%6.85%6.81%
Oct-967.13%7.01%6.95%6.91%
Nov-967.02%6.90%6.84%6.80%
Dec-966.77%6.66%6.61%6.57%
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