Applicable Federal Rates for 2015

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— Short Term Rates for 2015 —

MonthAnnualSemiann.QuarterlyMonthly
Jan.0.41%0.41%0.41%0.41%
Feb.0.48%0.48%0.48%0.48%
March0.40%0.40%0.40%0.40%
April0.48%0.48%0.48%0.48%
May0.43%0.43%0.43%0.43%
June0.43%0.43%0.43%0.43%
July0.48%0.48%0.48%0.48%
Aug.0.48%0.48%0.48%0.48%
Sept.0.54%0.54%0.54%0.54%
Oct.0.55%0.55%0.55%0.55%
Nov.0.49%0.49%0.49%0.49%
Dec.0.56%0.56%0.56%0.56%

— Mid Term Rates for 2015 —

MonthAnnualSemiann.QuarterlyMonthly
Jan.1.75%1.74%1.74%1.73%
Feb.1.70%1.69%1.69%1.68%
March1.47%1.46%1.46%1.46%
April1.70%1.69%1.69%1.68%
May1.53%1.52%1.52%1.52%
June1.60%1.59%1.59%1.58%
July1.77%1.76%1.76%1.75%
Aug.1.82%1.81%1.81%1.80%
Sept.1.77%1.76%1.76%1.75%
Oct.1.67%1.66%1.66%1.65%
Nov.1.59%1.58%1.58%1.57%
Dec.1.68%1.67%1.67%1.66%

 — Long Term Rates for 2015 —

MonthAnnualSemiann.QuarterlyMonthly
Jan.2.67%2.65%2.64%2.64%
Feb.2.41%2.40%2.39%2.39%
March2.19%2.18%2.17%2.17%
April2.47%2.45%2.44%2.44%
May2.30%2.29%2.28%2.28%
June2.50%2.48%2.47%2.47%
July2.74%2.72%2.71%2.70%
Aug.2.82%2.80%2.79%2.78%
Sept.2.64%2.62%2.61%2.61%
Oct.2.58%2.56%2.55%2.55%
Nov.2.57%2.55%2.54%2.54%
Dec.2.61%2.59%2.58%2.58%
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