Applicable Federal Rates for 2016

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— Short Term Rates for 2016 —

MonthAnnualSemiann.QuarterlyMonthly
Jan.0.75%0.75%0.75%0.75%
Feb.0.81%0.81%0.81%0.81%
March0.65%0.65%0.65%0.65%
April0.70%0.70%0.70%0.70%
May0.67%0.67%0.67%0.67%
June0.64%0.64%0.64%0.64%
July0.71%0.71%0.71%0.71%
Aug.0.56%0.56%0.56%0.56%
Sept.0.61%0.61%0.61%0.61%
Oct.0.66%0.66%0.66%0.66%
Nov.0.68%0.68%0.68%0.68%
Dec.0.74%0.74%0.74%0.74%

— Mid Term Rates for 2016 —

MonthAnnualSemiann.QuarterlyMonthly
Jan.1.81%1.80%1.80%1.79%
Feb.1.82%1.81%1.81%1.80%
March1.48%1.47%1.47%1.47%
April1.45%1.44%1.44%1.44%
May1.43%1.42%1.42%1.42%
June1.41%1.41%1.41%1.41%
July1.43%1.42%1.42%1.42%
Aug.1.18%1.18%1.18%1.18%
Sept.1.22%1.22%1.22%1.22%
Oct.1.29%1.29%1.29%1.29%
Nov.1.33%1.33%1.33%1.33%
Dec.1.47%1.46%1.46%1.46%

 — Long Term Rates for 2016 —

MonthAnnualSemiann.QuarterlyMonthly
Jan.2.65%2.63%2.62%2.62%
Feb.2.62%2.60%2.59%2.59%
March2.33%2.32%2.31%2.31%
April2.25%2.24%2.23%2.23%
May2.24%2.23%2.22%2.22%
June2.24%2.23%2.22%2.22%
July2.18%2.17%2.16%2.16%
Aug.1.90%1.89%1.89%1.88%
Sept.1.90%1.89%1.89%1.88%
Oct.1.95%1.94%1.94%1.93%
Nov.2.07%2.06%2.05%2.05%
Dec.2.26%2.25%2.24%2.24%
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