The power of an agent to engage in “banking and financial transactions” gave the agent the power to liquidate certificates of deposit created by the decedent (referred to as “Totten trusts”). The beneficiary named on the C.D.s raised other issues in support of her claim against the estate for the proceeds of the C.D.s, but the claims were all considered to be waived for failure to properly develop her arguments, or were found to be harmless errors by the Orphans’ Court. In re: Estate of Willard Charles Gritser, Deceased, 741 WDA 2023 (Pa. Super. 5/7/2024) (non-precedential).