Agent of decedent did not have power to liquidate decedent’s annuity during decedent’s lifetime and transfer the proceeds to himself, but the restored annuity remained a non-probate asset and so was still the property of the agent as the named beneficiary.  McCauley Estate, 3 Fid. Rep. 3d 10 (O.C. Lawrence 2012) (Opinion by Hodge, J.)